FinAscent LLC ("FinAscent", "FinAscent Home Loans", "we", "our", or "us") has created this privacy statement in order to demonstrate our firm commitment to privacy. Federal law requires the company to tell you how we collect, share, and protect your personal information.
What personal information is being collected?
Unless this website asks for specific personal information in order to respond to requests for information or to register uses for particular services, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our website.
In the process of considering your loan application and fulfilling your loan request, additional information will be collected. This information can include both sensitive and public personally identifiable information including but not limited to:
- Social Security Number
- Date of birth
- Drivers license or government issued identification
- Credit score and details
- Bank information, account balances and payment history
- Employer and income information
- Consumer physical and mailing address
- Consumer public and private phone numbers and email addresses
Who is collecting personal information?
Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular services), your personal information will only be collected by staff of FinAscent who have responsibility for responding to such requests or administrating such registrations.
How is personal information used?
Personal information collected on this website will only be used for the purposes stated at the time of collection. FinAscent LLC is a mortgage broker and any information provided by you may be used in consideration of your loan inquiry and request. Your personal information will not be forwarded to any third party, added to a mailing list or used for any other purpose without your consent.
FinAscent does not share your information for promotional or marketing reasons with any third party or third party affiliate.
When you are no longer our customer, we continue to share your information as described in this notice.
FinAscent may use your information to provide marketing information about our services.
FinAscent will only share your information with wholesale lender investors for the purpose of consideration, processing, and fulfillment or your home loan application and documentation necessary for underwriting review and loan origination, approval, funding, auditing, system of record, and secure document storage for regulatory requirements. Your information may be used with additional service providers such as credit bureaus, appraisal management companies, appraisers, real estate agents, homeowner insurance agencies, private mortgage insurance companies, title company, real estate attorney, and/or other settlement providers in connection with your loan request.
Cookies
Cookies can be either "persistent" or "session" based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behaviour upon return to the issuing website. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this website is destroyed and no personal information is maintained which might identify you should you visit our website at a later date. Access to personal information collected on this site Unless required by law to do so FinAscent will only disclose personal information collected on this site to a third party if consent has been provided.
Security of personal information collected on this site
To protect your personal information from unauthorized access and use, FinAscent uses security measures that comply with Federal law. These measures include organizational, physical, and technology safeguards including but not limited to passwords, encryption, IT security, and secured files and buildings. Although reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet. This site does not provide facilities to 100% guarantee the secure transmission of information across the Internet.
It is recommended that documentation only be provided through the secure portal on this website.
Outside Links
These sites may on occasion provide links to other sites for your convenience or additional information. FinAscent is not responsible for any content or practices of these sites. FinAscent is not responsible for your consumer technology and other means of sending your private data other than the secure document upload link. Other companies related to your loan request will have their own privacy policy that may differ from FinAscent.
Your Rights
You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.
Further Information
For further information about this Privacy Statement or to be removed from any future marketing solicitations from FinAscent, please contact us by email at info@finascent.com or call us at (316) 844-3389. Requests to opt out should be made in writing via email or you may mail a letter to our office at:
Compliance, FinAscent LLC
1648 E Central Ave, Suite E
Wichita, KS 67214
Additional Information
This privacy policy is intended for consumers within the United States only and consideration of mortgage applications in the state of Kansas. If you are a resident of another state you may have additional rights.